We make finance simple, so you can move forward with ease
We make finance simple, so you can move forward with ease
For Every Stage of Your Financial Journey
At Virdee Finance and Mortgage Services, we offer bespoke lending solutions designed to help you buy, build, invest, and grow. Whether you’re purchasing your first home, expanding your business, or investing in property, we provide expert guidance and stress-free finance solutions that work in your best interest.
For Every Stage of Your Financial Journey
At Virdee Finance and Mortgage Services, we offer bespoke lending solutions designed to help you buy, build, invest, and grow. Whether you’re purchasing your first home, expanding your business, or investing in property, we provide expert guidance and stress-free finance solutions that work in your best interest.
Whether you're self-employed, buying your first home, or growing your business, we make it easy to find the right support.
Home Loans
Being self-employed shouldn’t hold you back from homeownership. We specialise in helping business owners secure home loans—even with an ABN less than 12 months old.
With access to flexible lenders and alternative income verification options, we make financing simple for entrepreneurs and freelancers.
Low doc and alt doc home loans
Competitive interest rates
Recent BAS or bank statements accepted as income proof
Fast approvals with minimal paperwork
First Home Buyers
Buying your first home is exciting—but it can also be overwhelming. We simplify the journey, guiding you from pre-approval to settlement while ensuring you take advantage of available grants and incentives.
Guidance on government grants & stamp duty exemptions
Low deposit home loans (as little as 5%)
No Lenders Mortgage Insurance (LMI) options for eligible professionals
Personalised borrowing capacity assessment
Refinance & Home Loan Health Check
Looking to lower your repayments or unlock equity in your property? We help you secure a better deal while structuring your loan for maximum tax efficiency.
Lower interest rates & better loan terms
Debt consolidation for simpler repayments
Cash-out refinancing for investment or renovations
Loan structuring advice to reduce bad debt & maximise tax benefits
Land & Construction Loans
Planning to build your dream home? We guide you through the complex construction loan process, ensuring seamless funding from land purchase to final build.
Land purchase loans
Progress payment loans
Interest-only repayment options during construction
Fixed and variable rate loan options
Investment Property Loans
Looking to lower your repayments or unlock equity in your property? We help you secure a better deal while structuring your loan for maximum tax efficiency.
Lower interest rates & better loan terms
Debt consolidation for simpler repayments
Cash-out refinancing for investment or renovations
Loan structuring advice to reduce bad debt & maximise tax benefits
Self-Managed Super Fund Loans
Investing in property through your Self-Managed Super Fund can be a powerful wealth-building strategy—but it comes with strict lending rules. We guide you through the SMSF borrowing process to ensure compliance and success.
Residential & commercial SMSF loan options
Expert loan structuring advice
Compliance with SMSF lending regulations
Truck & Equipment Finance
Growing your business often means investing in new equipment. We offer tailored solutions to help you purchase trucks, machinery, and essential business tools with flexible repayment options.
Chattel mortgage and lease options
Low doc approvals for self-employed clients
Competitive rates with fast approvals
Business Loan
Whether you’re launching a new business or expanding operations, we help secure the right funding to achieve your business goals.
Business loans for working capital & expansion
Commercial property loans
Equipment and fit-out finance
The Strategy Is Personal.
So Is the Service.
The Strategy Is Personal.
So Is the Service.
Stay Inspired.
Stay Informed.
Follow us on Instagram for expert insights, success stories, and finance strategies that help you thrive.
Stay Inspired. Stay Informed.
Follow us on Instagram for expert insights, success stories, and finance strategies that help you thrive.