Finance Calculators
We believe that smart finance starts with the right information. Whether you're planning to buy your first home, refinance, or invest in property, our tools below are designed to help you understand your options and move forward with confidence.
Let’s Break It Down
A clear, concise guide to help you understand what each tool does—and how it can support your next financial move.
Let’s Break It Down
A clear, concise guide to help you understand what each tool does—and how it can support your next financial move.
Curious how much a lender may approve for you? This calculator provides an estimate based on your income, expenses, and current debts.
Features:
- Quick assessment of your borrowing power
- Considers income, living expenses, and liabilities
- Helps set realistic property goals
- Great for self-employed or complex income streams
Know your upfront costs before you buy. This tool helps you budget for government fees based on your location and property type.
Features:
- Calculates stamp duty based on purchase price and state
- Includes first home buyer concessions where applicable
- Helps you plan for all upfront purchase costs
- Supports residential and investment property types
Estimate your home loan repayments based on loan amount, interest rate, and loan term. This tool helps you budget effectively and understand how different scenarios impact your monthly repayments.
Features:
- Calculate weekly, fortnightly, or monthly repayments
- Adjust interest rates and loan terms to compare scenarios
- See how extra repayments could reduce interest and loan length
- Visual breakdown of principal vs interest over time
Refinancing your home loan can be a smart way to reduce repayments, unlock equity, or restructure for better tax efficiency. This calculator helps you assess whether refinancing is the right move for your financial goals.
Features:
- Compare your current loan vs potential refinance options
- Estimate monthly repayment savings
- Assess equity release potential
- Supports goal-based refinancing (e.g. investment, renovation, consolidation)
- Tailored to homeowners exploring smarter strategies
Whether you’re buying a new home, investing in property, or upsizing, this calculator helps you estimate how much you may be able to borrow based on your income, expenses, and financial profile.
Features:
Calculates estimated borrowing capacity based on financial inputs
Factors in income, debts, expenses, and deposit
Provides a realistic overview of your maximum loan size
Ideal for first home buyers, upgraders, and investors
Quick, user-friendly, and compatible with a range of scenarios
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