Let’s Make Your Next Move a Smart One

Your privacy is our priority. All personal and financial information you provide is handled with strict confidentiality, in accordance with Australian privacy laws. We use secure systems and only share information with lenders as required to process your application. Your data will never be sold or shared without your permission.

There are several strategies to improve your borrowing power, including reducing personal debts, improving your credit score, increasing your income, or adjusting your loan term. We can also structure your loan in a way that aligns better with your financial situation—especially if you’re self-employed or have complex income streams.

Most lenders require a minimum deposit of 5–20% of the property’s purchase price. However, eligible professionals and first home buyers may qualify for low deposit loans or Lenders Mortgage Insurance (LMI) waivers, which can reduce the upfront amount needed. We’ll help you explore all available options based on your circumstances.

No—our services come at no cost to you. We’re paid by the lender after your loan settles, so you receive expert advice, personalised support, and tailored lending strategies without any out-of-pocket fees.

We receive a commission from the lender once your loan is settled. This doesn’t affect the loan you’re offered and allows us to work in your best interest without charging you directly. We’re also bound by the Best Interest Duty (BID), which means our advice and recommendations must always prioritise your needs.

Unlike banks, we’re not limited to one set of products. We have access to over 40+ lenders, which means we can compare a wide range of loan options to find the best fit for your goals. Plus, we guide you through every step, negotiate on your behalf, and tailor your loan structure to save you time, money, and stress—now and in the future.